Rosabon Financial Services (RFS) Limited, an award-winning member of the Concept Group, is licensed by the Central Bank of Nigeria (CBN) since April 22, 1993.
As a long-standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading non-banking financial intermediary and equipment leasing firm, catering to niche and general markets.
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Position: Sales Executive (Salary Loan / Wealth Management)
Locations: Abuja (FCT), Anambra, Kano, Lagos, Ondo, Osun, Oyo, and Rivers Employment Type: Full-time
Scope and Impact: The candidate will be responsible for selling various loan products, acting as a liaison between customers and the financial institution, and helping qualified applicants acquire loans promptly.
Job Summary: The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments). Responsibilities include reviewing loan applications and evaluating the potential risks of granting loans to applicants.
Duties and Responsibilities:
- Evaluate creditworthiness by processing loan applications and documentation within specified limits.
- Interview applicants to determine financial eligibility and feasibility of granting loans.
- Determine all applicable ratios and metrics and set up debt payment plans.
- Communicate with clients to request or provide information.
- Justify decisions (approvals/rejections) and report on them.
- Complete loan contracts and counsel clients on policies and restrictions.
- Review loan agreements to ensure they are complete and accurate according to the policy.
- Update account records and compute payment schedules and transactions on ERP.
- Confer with underwriters to aid in resolving loan application problems.
- Update job knowledge of types of loans and other financial services.
- Assess customer needs, explore all options, and introduce different types of loans.
- Develop referral networks, suggest alternate channels, and cross-sell products and services to meet quotas.
- Go the “extra mile” to build trust, customer loyalty, and satisfaction throughout the underwriting process.
- Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
- Mobilize deposits to meet set targets.
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Key Performance Indicators:
- Meet set monthly loan and investment targets.
- Reduce the number of non-performing loans.
- Achieve a customer retention rate of at least 90% across loan and investment products.
Requirements:
- B.Sc Degree in Finance, Economics, or a related field.
- Proven working experience as a Loan Officer.
- Familiarity with computers and banking applications/software.
- Solid understanding of direct/indirect lending products and practices.
- Customer satisfaction orientation and sales competencies.
- Ability to work in a goal-oriented environment and meet set targets.
Application Closing Date: January 20, 2025
How to Apply
Interested and qualified candidates should send their applications to: sales.careers@conceptgroup-ng.com using the Job Title as the subject of the email OR click here to apply online.